Birmingham, Ala. — Jessica Parkman and her family struggled to make ends meet even in the best of times. Between rent, groceries, utilities and daycare, she and her boyfriend barely made it from one paycheck to the next.

“Neither one of us makes a ton of money, even though we work full-time,” said Ms. Parkman, a billing specialist at a dermatology office. “We make too much to qualify for a lot of assistance, but not enough to get by.”

Worse yet, they and their five children were barely getting by in a badly maintained house — with collapsing ceilings and…

BHAM Innovation and Economic Opportunity

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